Terms of Service

By accessing or using this website (the "Site") or communicating with Dino Palmieri, a licensed loan officer with C2 Financial Corp (NMLS #1121689 · Company NMLS #135622) ("we," "us," or "our"), you agree to these Terms of Service. If you do not agree, please do not use the Site or our services.

The Site provides general information about residential mortgage financing programs including jumbo, conforming, FHA, VA, Non-QM, HELOC, reverse mortgage, commercial, and private-money loans, and allows you to request a rate quote or contact us. Nothing on this Site is an offer to lend, a commitment to lend, or a guarantee of any rate, program, or approval. All loans are subject to credit approval, underwriting review, appraisal, and program guidelines. Rates and programs are subject to change without notice.

If you opt in to receive text messages from us (for example, by checking the SMS consent box on our rate quote form), the following terms apply:

• Program use cases: quote confirmations, appointment scheduling and reminders, requests for information needed to evaluate your scenario, and loan status updates.
• Message frequency: approximately 2–5 messages per inquiry; frequency varies based on your loan activity.
• Msg & data rates may apply depending on your mobile carrier plan.
• Opt out: reply STOP to any message to unsubscribe. You will receive one final confirmation message, after which no further texts will be sent.
• Help: reply HELP to any message for assistance, or contact us at dpalmieri@c2financialcorp.com.
• Age restriction: you must be at least 18 years of age to opt in to our SMS program.
• Carrier liability: carriers (including but not limited to AT&T, Verizon, T-Mobile, and their affiliates) are not liable for delayed or undelivered messages.
• Not a condition: consent to receive text messages is not a condition of purchase or of obtaining any loan product or service.

We do not share or sell your phone number, mobile information, or SMS opt-in data with third parties or affiliates for their marketing purposes. Opt-in data is used solely to communicate with you about your inquiry and loan.

You agree to use the Site only for lawful purposes and not to submit false, misleading, or fraudulent information; not to interfere with the operation or security of the Site; and not to attempt to access data or accounts that are not yours.

All content on the Site, including text, graphics, logos, and marks, is owned by or licensed to Dino Palmieri and/or C2 Financial Corp and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our prior written permission.

The Site may link to third-party sites (such as NMLS Consumer Access or the California DRE). We are not responsible for the content or practices of those sites.

The Site and its content are provided "as is" without warranties of any kind, express or implied. To the fullest extent permitted by law, we disclaim all warranties, including merchantability, fitness for a particular purpose, and non-infringement. We are not liable for indirect, incidental, special, or consequential damages arising from your use of the Site.

These Terms are governed by the laws of the State of California, without regard to conflict-of-laws principles. Any dispute arising out of or relating to these Terms or your use of the Site shall be brought exclusively in the state or federal courts located in California, and you consent to personal jurisdiction and venue there.

We may update these Terms from time to time. Continued use of the Site after changes are posted constitutes your acceptance of the updated Terms.

Dino Palmieri · C2 Financial Corp · 177 E Colorado Blvd, Pasadena, CA 91105 · (805) 252-1720 · dpalmieri@c2financialcorp.com. See also our Privacy Policy.